This hearty, smoky chili is the kind of meal that makes you forget it ever took any effort at all. Three kinds of beans — black, kidney, and pinto — give it serious body and protein, while a bold spice blend of chili powder, cumin, smoked paprika, and a touch of cayenne builds layers of flavor that taste like they've been simmering all day. The Instant Pot does the heavy lifting, bringing everything together under pressure in just 15 minutes before a quick natural release. Sautéing the aromatics and blooming the spices right in the pot first is the move that makes this taste deeply developed rather than flat or one-dimensional. A squeeze of fresh lime juice stirred in at the end brightens the whole pot and ties everything together beautifully. Serve it up with sliced avocado, chopped cilantro, and extra lime wedges, and you've got a complete, satisfying dinner that serves six without any animal products in sight. It reheats like a dream, making it an ideal candidate for meal prep or a crowd-pleasing weeknight staple.
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Set the Instant Pot to Sauté (Normal). Add the olive oil and heat until shimmering, about 1 minute. Add the onion and both bell peppers and cook, stirring occasionally, until softened and the onion is translucent, about 5 minutes.
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Add the garlic, chili powder, cumin, smoked paprika, oregano, and cayenne. Stir and cook until fragrant, about 1 minute, watching closely so the spices don't scorch.
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