Layered dip perfection starts with a hearty base of well-seasoned refried beans, punched up with cumin and chili powder for a warm, smoky kick. A tangy layer of garlic-and-onion sour cream comes next, followed by chunky, lime-brightened guacamole and a spoonful of fresh salsa for a juicy pop of flavor. Shredded cheddar and briny black olives add richness and texture, while a scatter of sliced green onions finishes things off with a fresh, sharp bite. Chilled until fully set, every scoop delivers all seven layers in one bite, and it comes together easily in one dish for game day, potlucks, or casual snacking. This colorful, crowd-pleasing dip is a natural fit for a vegetarian spread, and it pairs perfectly with crisp tortilla chips for serving.
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In a medium bowl, stir together the refried beans, cumin, chili powder, and 1/4 tsp salt until evenly combined. Spread the seasoned beans in an even layer across the bottom of a 9x13-inch baking dish or large shallow serving dish.
In a small bowl, stir together the sour cream, garlic powder, and onion powder until smooth. Spread the sour cream mixture evenly over the bean layer, leaving a thin border so the layers stay visible from the side.
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